Perhaps the first step in building riches to be aware of the habits that kill money. My impulse buying is one of those habits. I am now keeping track of how many times I impulse buy in a day. There are habits that the rich do that I don’t. It starts with very simple behavior. The goal of wealth is completed via simple and tiny steps one at a time. There is no get rich quick scheme, It is behavior, decisions and habits that are practiced, deliberately practiced that is. This can also be known as mindful practice as well. I have lived in panic with money for many years chasing returns and paying no attention to risk.